H.O.M.E. DuPage has teamed up with FRAMEWORK, a HUD-approved agency, to offer DuPage County residents—or those planning to purchase a home in DuPage County—a state-of-the-art online course that meets HUD guidelines and exceeds national industry standards for homeownership education and counseling.
In addition to the online FRAMEWORK course, H.O.M.E. DuPage now offers a quarterly in-person Homebuyer Education class as an alternative learning option. Registration for the in-person class is available through our Eventbrite page.
After completing the FRAMEWORK course, participants must complete the required intake application and attend at least one counseling session with H.O.M.E. DuPage to receive a Homebuyer Education Certificate.
For more information or to begin the intake process, please call 630-260-2500.
NOTE: Prior to registering, please contact us directly if you are under contract or if you were referred by a lender.
Our counselors will show you:
- How much you can afford
- Credit Score Requirements
- Mortgage/Closing Costs
- How to get down payment assistance (if you qualify) through:
- DuPage Habitat for Humanity Program
- Downpayment Plus Program
- Illinois Housing Development Authority Programs
- How lenders evaluate eligibility
- How to read sample documents
- How to choose a lender that will work for you
- How to choose a realtor who will work with you
- How to read and understand a sample residential contract
- How to shop for the home that’s right for you and in your budget
- How to shop for insurance that will fit your needs and protect your home and family
- How to shop for a home inspector
- What to look for in a home inspection
- How to work with an attorney and how to finalize the closing
- Fair Housing Rights, what is prohibited under the Fair Housing Act
- How to care for your home once you achieve your dream
H.O.M.E. DuPage wants to make your dreams of owning your own home come true! Register for a class today to take your first steps toward home ownership.
In-Person Workshops:
Saturday, June 6th 9 a.m. -3 p.m.
Saturday, October 3rd 9 a.m. – 3 p.m.
After attending the Framework or In-Person Homebuyer Education class, and turning in your application and associated documents, H.O.M.E. DuPage offers you FREE extensive individualized counseling with one of our certified housing counselors. Upon completion of modules and an individualized counseling session; clients will receive a certificate of completion, which may be required by lenders. The individualized session includes a comprehensive credit review which will not affect your credit score ($50 charge for a merged credit report from 3 agencies) with tips on:
- Resolving credit obstacles and improving your score with regular meetings to keep you on track
- Providing you with a family spending plan and lender comparison checklist
- Providing the latest information on mortgage programs available to you
- Working with you to compare and contrast the various mortgage options
- Providing referrals to lenders and realtors who fit your needs
