There is a $75 per household materials charge for the Framework online modules and Q & A, and a $25 per household materials charge for the English and Spanish Gateway Orientation 2.5 hour class. To receive grant monies, both spouses must attend. PLEASE NOTE: If you decide to come for individual counseling, there will be a $30 charge per individual listed on the mortgage for a credit report. Illinois is a homestead state, so both spouses must be signers on the mortgage or waive their rights.
We suggest you start with our Gateway Orientation if you are just beginning your home buying journey. If you are ready to buy and have your down payment, you may certainly register for the Homebuyer’s Ed class first. If starting with Gateway, certain grants require you take both classes to get a certificate to qualify which will be explained in each class.
We have a Spanish Gateway class offered in the afternoon on the fourth Saturday of each month. We also have Spanish speaking counselors and use LARC interpreters upon request. We are currently trying to schedule non-English speaking classes to be held in conjunction with World Relief.
The Homestead program requires a 660 credit score to qualify. Other programs have different requirements. Be sure to discuss this with your counselor.
Call H.O.M.E. DuPage for an intake packet and talk to one of our counselors to get the best advice for your particular situation.
Our counselors know the inner workings of each grant and can guide you so that you receive the most assistance possible. They are very knowledgeable about layering grants and know what will be acceptable to lenders.
Go online and register for a class today! At the class you will receive an application and checklist. Please fill it out completely. When you return with COPIES of the required documents, we will charge you $30 per person for a credit report and make you an appointment with one of our counselors. Your first appointment will run approximately 2 hours.