Counselor in Court
Counselor in Court is a foreclosure prevention/homelessness prevention program that provides multiple services against foreclosure. A H.O.M.E. DuPage, Inc., HUD approved counselor is stationed in foreclosure court 3 to 4 days per week to consult with homeowners in crisis. The counselors work to connect these homeowners with other components of the program including foreclosure workshops and foreclosure prevention counseling. Once in counseling, H.O.M.E. counselors provide one-on-one support and follow up. They assist homeowners to learn their options, determine their eligibility for loss mitigation and possibly prevent foreclosure.
· If a loan modification or other loss mitigation options are an option, our counselors will help guide you through this process acting as a liaison between the lenders/services and the borrower.
· Clients not eligible for a loan modification or other loss mitigation options are given information on how to get through the foreclosure process with the least amount of stress as possible.
· Clients can be referred to other agencies and programs for housing and other assistance programs.